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Your Affirm account is created using your name, e-mail, mobile phone number, birthday, and last 4 digits of your SSN.
This combination helps Affirm verify and protect your identity.
Affirm designed its loans to offer you flexibility and control over your budget. Your rate will be between (0% APR or 10-36% APR) based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. The estimated payment amount excludes taxes and shipping fees. Previous purchases are not eligible for an offer. Affirm loans are provided by these lending partners: affirm.com/lenders.
Example: A $950.00 purchase may cost $88.15 for 12 months at 20% APR.
Affirm has a dedicated team at Affirm HQ in San Francisco, ready to answer your questions and help however they can.
Affirm customers must:
Your Affirm account is created using your name, e-mail, mobile phone number, birthday, and last 4 digits of your SSN. This combination helps Affirm verify and protect your entity.
You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer, and check.
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for a soft credit check to see if you prequalify for Affirm financing, it's considered a soft inquiry and does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Affirm tries hard to approve every purchase, but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information, but you are unable to provide it, Affirm will be unable to approve your credit application.
For more information, contact Affirm or by calling 855-423-3729